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<url><loc>https://indrajit.co.in/2026/08/29/when-a-99-97-haircut-tests-the-soul-of-indias-credit-culture/</loc><news:news><news:publication><news:name>Indrajit Roy Choudhury</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-28T21:12:27+00:00</news:publication_date><news:title>When a 99.97% Haircut Tests the Soul of India’s Credit Culture</news:title><news:keywords>Risk &amp; Uncertainty, Perspectives &amp; Opinions, Finance &amp; Banking, Business, finance, Failure &amp; Action</news:keywords></news:news><image:image><image:loc>https://indrajit.co.in/wp-content/uploads/2026/08/indrajit-roy-choudhury-6a91f7456f411.png?w=150</image:loc></image:image></url></urlset>
