Senior Strategic Consultant | Transformation & Governance Leader

Core Banking Modernisation | Digital Banking Strategy | ERP Recovery | Financial Governance

I’m Indrajit Roy Choudhury. For four decades I’ve been the person banks and companies call when a critical system must be upgraded, a programme has stalled, or a digital idea needs to survive contact with regulators.

I’ve led Tier‑1 core banking upgrades across Finacle, Equation, and Temenos. I’ve taken corporate clients in Iraq from branch queues to fully digital, mobile‑first banking. At Shandz Group, I implemented a stalled Odoo ERP and now apply that operational discipline to finance and enterprise platforms. My advisory work includes digital banking assignments with Deloitte and Xaid.

Every engagement is anchored in regulatory alignment, commercial viability, and execution readiness. I believe sustainable transformation rests on disciplined execution and capable institutions.

Where I add value

  • Core banking modernisation: Implementations of Finacle, Equation, and Temenos at major institutions, with results in lower operating costs, stronger regulatory compliance, and multi-billion-dollar asset growth.
  • Digital banking strategy and feasibility: Experience from advisory work with Deloitte and Xaid on digital bank feasibility studies and modernisation pathways.
  • Enterprise systems recovery: As CFO of the Shandz Group of Companies, I took over a stalled Odoo ERP implementation and rebuilt its workflows, approval hierarchies, and financial controls into a secure, auditable platform now deployed across multiple business entities.
  • Payments and digital adoption: At the Trade Bank of Iraq, I architected omni-channel digital banking that moved corporate clients to a digital-first model and reduced branch dependency, and expanded regional payment corridors.
  • Finance leadership: Multi-entity consolidation, financial governance, and process standardisation.

Engagement Models

Fractional CFO or finance transformation lead, interim programme leadership, subject-matter expert on bank modernisation and digital strategy, and independent strategic or board advisor.

Credentials

M.Sc. and B.Sc. (Honours) in Mathematics, University of Delhi; recipient of the His Holiness the Pope Scholarship. Certifications in digital transformation, reputation risk, financial markets, ISO quality auditing, credit, and foreign exchange management.

Beyond the boardroom

I write about banking reform and the people behind it, from technical lessons to stories of life in Baghdad, on Indrosphere.


Contact