Strategic Advisor | Digital Transformation, Banking, & Operational Excellence

Indrajit Roy Choudhury is a senior strategic consultant with four decades of experience advising banks, financial institutions, conglomerates, and growth-stage organisations on digital transformation, core banking modernisation, ERP turnarounds, and governance-led execution. He is widely trusted for leading mission-critical, high-risk programs where strategy, technology, regulation, and operational reality must align.

Indrajit brings a rare blend of board-level advisory capability and hands-on implementation leadership, with a proven track record of rescuing stalled initiatives, designing audit-ready governance frameworks, and delivering scalable, regulator-compliant operating models, particularly in complex and emerging markets.

Areas of Expertise

  • Core Banking & ERP Modernization (Greenfield, Upgrade & Turnaround)
  • Digital Banking, FinTech & AI/ML Platform Enablement
  • Banking RFPs, Vendor Evaluation & Platform Strategy
  • Finance Transformation, Process Automation & Controls
  • Risk Management, Internal Control & Governance Design
  • Payment Systems, Cross-Border Connectivity & Market Entry

Selected Engagement Highlights

  • ERP Turnaround – Shandz Group of Companies: Revived a stalled Odoo ERP implementation through enterprise process re-engineering, authority matrix design, and governance restructuring, enabling a controlled and high-integrity go-live.
  • Next-Generation Core Banking RFP – Trade Bank of Iraq: Led a global Tier-1 vendor evaluation (Finastra, Oracle, Temenos), aligning platform selection with long-term digital and regulatory strategy.
  • Core Banking Leadership – Trade Bank of Iraq & Punjab National Bank: Delivered greenfield implementations, major upgrades, and large-scale rollouts (Misys/Finastra Equation, Finacle).
  • Digital Banking Launch – Trade Bank of Iraq: Led the rollout of online and mobile banking platforms, driving strong growth in digital adoption and transaction volumes.
  • Finance & Internal Control Transformation: Established Internal Control functions, automated reconciliations, and authored comprehensive finance manuals to institutionalize accountability and transparency.
  • Payments & Market Expansion: Led integration with the BUNA Pan-Arab payment system, National Switch, and developed the operational blueprint for Saudi Arabia market entry.

Professional Background

Indrajit began his career at Punjab National Bank, where he held senior roles across trade finance, quality management, and large-scale core banking rollouts. He subsequently played a foundational role in building and modernising the Trade Bank of Iraq, contributing across core technology platforms, digital banking channels, risk and internal control frameworks, payment systems, and regional expansion initiatives. He is currently the Chief Financial Officer of the Shandz Group of Companies, based in Iraq, and continues to advise organisations as an independent strategic consultant on transformation, governance, and execution-critical initiatives.

Engagement Style

  • Trusted advisor to Boards, CEOs, and senior management
  • Execution-led advisory with accountability through delivery
  • Governance-first, regulator-ready approach
  • Strong cross-functional and stakeholder alignment

Indrajit welcomes enquiries for consultancy and advisory assignments and can be contacted using the details below.

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