Endorsements That Define Excellence
“I had the pleasure of working closely with Indrajit Roy during his time at RT bank-Iraq where he served as an Operation Advisor.
He was focused on the skills that are crucial for an operation advisor, such as attention to detail, risk management, efficiency in handling transactions, customer service, compliance, and leadership in the team.
Roy, consistently demonstrated exceptional attention to detail and a deep understanding of operational processes, ensuring the seamless execution of day-to-day banking transactions. His expertise in compliance and risk management was invaluable in maintaining the bank’s regulatory standards
One of Roy’s key achievements was streamlining the reconciliation process, which significantly reduced processing time and improved overall efficiency within the department. He is not only technically proficient but also a great team player.
I highly recommend him for any role in banking operations. His professionalism, dedication, and operational acumen make him an asset to any organization. I have no doubt he will continue to excel in his career.”
– Dr. Hamela Gardi, President & Chairperson, RT Bank (October 2024)
“I had the pleasure of working with Roy on several projects at TBI and RTB, and his expertise in technology and project management is unparalleled. Roy consistently demonstrated exceptional problem-solving skills and a keen eye for detail. His ability to lead teams and deliver high-quality results under tight deadlines is truly commendable.
Roy’s dedication to his work and his passion for continuous learning make him an invaluable asset to any team. He is not only a strategic thinker but also an effective communicator who ensures that everyone is aligned and working towards a common goal. His innovative approach and ability to adapt to changing circumstances have greatly contributed to the success of bank projects.
I highly recommend Roy for any role that requires technical proficiency, leadership, and a collaborative mindset. He would be an excellent addition to any bank.”
– Ahmed Zaki, Senior Business Advisor, Yana Banking Services (July 2024)
“When senior bankers jointly working as consultants an inevitable ego clash do arise – as each one try to outshine others. But Roy – as a colleague showed an uncanny knack of getting along nicely with seniors and juniors and getting things done quite expeditiously. While I was handling foreign bank guarantees, Roy was associated with CBS implementation in TBI. He is dependable, knowledgeable and capable of handling any responsibility with customary ease.
Off the office, we lived together and we are carrying on still the same old friendship and mutual concern.”
– Rajoo Krishnan, Consultant (Trade Finance), Trade Bank of Iraq (September 2014)
“Roy is one of the most knowledgeable bankers that I know. He has applied his vast experience and skills in making TBI what it is today. He always had time to discuss any questions I may have had. Furthermore, whilst living with him in Baghdad, he was always polite and friendly as well as having an excellent sense of humour. I am sure that he will be an asset at any company.”
– Zaid Wasati, Project Manager, Jacquard Systems FZ LLC (November 2011)
“It was my pleasure to be associated with Roy for a period of 3+ yrs at Trade Bank of Iraq especially during the implementation of Core Banking software for the Bank. While he was relentlessly addressing critical issues relating to Core Banking, I was doing the same in Trade Finance side. Roy is very detail oriented and focused and always tries his best to add value to deliverables. He is very intelligent and has impressive soft skills which he knows how and when to use. I wish him good luck.”
– Prasad Gadwal, Consultant (Trade Finance), Trade Bank of Iraq (November 2011)
“Worked with Indrajit at Punjab National Bank in New Delhi. He has an eye for detail, a very jovial person and a team player.”
– Naresh Bhutani, Director, Privy Capital Advisors Private Limited (February 2011)
“Roy’s leadership was the cornerstone of TBI’s successful core banking implementation. His deep expertise, technical prowess, and strategic problem-solving were pivotal in navigating this complex undertaking. His dynamic leadership and unwavering dedication are truly extraordinary”
– Hussein Al-Uzri, President & Chairman, Trade Bank of Iraq (April 2010)
“Roy’s contributions to TBI’s core banking implementation were indispensable. His mastery of banking, technology, and project management, coupled with his ability to inspire teams, ensured resounding success. His strategic insights and unwavering dedication are a guarantee of exceptional performance.”
– Mazin Al-Khudairi, Advisor to the Chairman, Trade Bank of Iraq (March 2010)
“On successful migration of more than 2000 service outlets of our bank under the CBS network in record time, I would like to appreciate the efforts and valuable contributions made by you as the Head of the Zonal Implementation Team at Zonal Office, Ranchi.”
– S.C. Gupta, Chairman & Managing Director, Punjab National Bank (May 2006)
“It is gratifying to congratulate you for the efforts you have made in helping and guiding all the 4 branches of your Region to achieve ISO 9000 accreditation.
It is a job well done. I am confident that you will keep up the good work in future also and will continue to assist more branches of your region for ISO 9000 certification.”
– A.D. Paliwal, Zonal Manager, Punjab National Bank (May 2000)
Recognition of Leadership & Exceptional Achievement
Pioneering Digital Banking Transformation (2006)
Received a Certificate of Appreciation from the Chairman-cum-Managing Director, General Manager, and Zonal Manager of Punjab National Bank for the flawless rollout of the Finacle Core Banking System across 33 branches. This initiative set a benchmark in digital integration and operational modernisation, significantly enhancing efficiency and service delivery.
Accelerating Deposit Growth with Strategic Precision (2002)
Awarded a Letter of Appreciation from the Zonal Manager for strategically securing a significant surge in low-cost prime deposits. This directly fueled Punjab National Bank’s profitability and supported market expansion objectives.
Exceeding Growth Targets with Leadership Excellence (2002)
Commended by the Zonal Manager for surpassing all annual deposit targets as the Senior Manager of a Very Large Branch in Jamshedpur, Jharkhand. This recognition highlights strategic foresight, exceptional team leadership, and consistent execution in driving business growth.
Driving Operational Excellence Through ISO 9002 Certification (2000)
Received Letters of Appreciation from both the Deputy General Manager and Zonal Manager for leading the successful ISO 9002 certification of the Regional Office and multiple branches. This achievement embedded a culture of quality, compliance, and continuous improvement across the Jharkhand zone.
Spearheading Operational Restructuring During Organisational Transition (2000)
Recognised by the Zonal Manager for expertly managing the complex restructuring of banking operations during the creation of the Jharkhand Zonal Office. This ensured seamless business continuity, enhanced operational efficiency, and minimised disruption during a critical organisational transition.
Setting New Standards in Audit & Inspection Performance (1999)
Appreciated by the Regional Manager for eliminating legacy book balancing pendencies and revitalising underperforming branches. This demonstrated strong analytical acumen and decisive leadership as Functional Manager – Inspection & Audit.
Driving Financial Decentralisation with Precision (1996)
Commended by the General Manager for the successful decentralisation of the bank’s account finalisation process to the zonal level. This streamlined financial operations, significantly enhanced efficiency, and empowered regional autonomy.
Seamless Integration of Merged Entity Accounts (1994)
Appreciated by the General Manager for the successful consolidation of New Bank of India’s accounts with Punjab National Bank. This ensured accuracy, compliance, and smooth financial integration during a critical institutional merger.
Implementing LERMS with Agility (1993)
Acknowledged by the Zonal Manager for the timely and effective implementation of the Liberalised Exchange Rate Management System (LERMS). This showcased adaptability and an in-depth understanding of evolving financial frameworks.
Redefining Inspection Excellence (1991)
Recognised by the Zonal Manager for closing the branch Inspection Report within a record three-month period, setting a new institutional standard for diligence, precision, and turnaround efficiency.
Accelerating Foreign Exchange and Trade Finance Growth (1990)
Commended by the General Manager for significantly increasing the bank’s foreign exchange and international trade finance business. This demonstrated strategic acumen and deep expertise in global banking operations.
Prestigious Awards & Scholarly Achievements
Demonstrating Cultural Mastery and Historical Insight (2018)
Received the First Prize from the Indian Ambassador in a competitive quiz on Iraqi history, organised by the Indian Embassy in Baghdad. This reflects exceptional intellectual curiosity, deep cultural engagement, and a broad understanding of Middle Eastern heritage.
Recipient of the Prestigious His Holiness the Pope Scholarship (1983)
Honoured with the distinguished His Holiness the Pope Scholarship by the University of Delhi, in recognition of outstanding academic excellence and promise for meaningful scholarly contribution.
Participated in the National Science Exhibition (1979)
Represented my school and the Union Territory of Delhi at the National Science Exhibition with a school batchmate. Our pioneering project on Conditional Reflex, demonstrated with two live albino rats, attracted significant public appreciation and accolades for its innovative approach and engaging presentation.
Indrajit Roy Choudhury 