Strategic Consulting & Implementation

I. Digital Transformation & FinTech Leadership

ERP Implementation Turnaround | Shandz Group of Companies | 2025–2026

Revived a stalled Odoo ERP implementation by re-engineering the business analysis phase and redesigning enterprise-wide process flows.
Established a comprehensive Authority Matrix and governance framework, ensuring stakeholder alignment, control integrity, and a successful go-live.

Next-Generation Banking Platform RFP & Vendor Selection | Trade Bank of Iraq | 2022–2023

Led a global RFP and evaluation process involving Tier-1 vendors (Finastra, Oracle, Temenos).
Guided platform selection aligned with the bank’s long-term digital, operational, and innovation strategy.

Core Banking Systems Lifecycle Management | Trade Bank of Iraq & Punjab National Bank | 2005–2019

Modernization (2017–2019): Directed upgrades of Finastra Equation and TI Plus, significantly improving operational efficiency and scalability.
Greenfield Implementation (2008–2010): Delivered end-to-end deployment of Misys Equation, establishing the bank’s core operational backbone.
Network Rollout (2005–2006): Led the implementation of Finacle across 50+ branches of Punjab National Bank.

AI/ML Trade Finance Platform Assessment | Tradystream | 2025

Conducted a strategic validation of an AI/ML-driven trade finance platform, identifying critical integration and scalability pathways to unlock market value.

Digital Bank Feasibility Review (Iraq) | 2024–2025

Reviewed and benchmarked a comprehensive digital bank feasibility study against regional market realities, identifying analytical gaps and corrective recommendations.

Online & Mobile Banking Launch | Trade Bank of Iraq | 2020–2021

Spearheaded the launch of online and mobile banking platforms, driving substantial growth in transaction volumes and digital customer adoption.

Finance Function Transformation | Shandz Group of Companies | 2025–2026

Re-engineered finance operations through targeted automation initiatives.
Authored and implemented a comprehensive Finance Manual, standardizing controls, accountability, and reporting across group entities.

Reconciliation & Workflow Optimization | Multiple Organizations | 2024–2025

Healthcare Startup (Sustaining Life): Designed and implemented optimized clinical workflows, significantly improving resource utilization and throughput.
Region Trade Bank: Automated complex reconciliation processes, materially reducing manual effort and operational risk.

Quality Management & Compliance | Punjab National Bank | 1994–2000

Led ISO 9000 certification initiatives across zonal offices and key branches.
Decentralized accounts finalization, accelerating reporting cycles and improving accuracy.

Internal Control Framework Design | Trade Bank of Iraq | 2007–2008

Established the Internal Control Department from inception.
Implemented robust Nostro reconciliation and control mechanisms, strengthening governance and regulatory compliance.

Performance Management & KPI Framework | Region Trade Bank | 2024

Designed institutional KPIs and training programs to embed a performance-driven, transparent operating culture.

Regional Payment System Integration (BUNA & National Switch) | Trade Bank of Iraq | 2020–2021

Led cross-border integration with the BUNA Pan-Arab payment system.
Integrated the National Switch, enhancing ATM and debit card performance, security, and reach.

Saudi Arabia Branch Blueprint | Trade Bank of Iraq | 2021–2022

Developed the end-to-end functional and operational blueprint for the bank’s KSA expansion, ensuring regulatory and operational readiness.

Trade Finance Market Leadership | Punjab National Bank | 1986–1993

Built and dominated the local trade finance franchise, capturing ~80% market share through strategic client acquisition and relationship management.

IT Services Subsidiary Launch | Trade Bank of Iraq | 2016–2019

Executed the strategy to establish an IT services subsidiary, creating a new revenue stream and strengthening in-house digital capabilities.

Strategic Partnerships & Digital Presence | Sustaining Life | 2021–Present

Built strategic industry partnerships and led digital outreach initiatives to enhance brand visibility and stakeholder engagement.